Payment acceptance (Ecom, MCom and POS)

One Platform. Every connection.

Payment flows for every channel

Flowes gives PSPs, ISOs and ISVs a white-label Platform to accept payments across every channel – online, in person, in-app and MOTO. Combine multiple integrations, acquirers and reporting in one place.

A merchant-branded checkout on desktop and mobile, offering card, wallet and pay by bank, with a payment confirmation screen

Payment performance you control

Unified reporting

A clear view of performance across every channel in one dashboard. See your whole portfolio, while each Merchant sees only their own.

Optimise performance

Route transactions across available acquiring connections, with rules based on factors like cost, performance and region.

Expand to new markets

Extend your reach through multiple gateways, acquiring connections, alternative payment methods and local capabilities.

Own every touchpoint

Checkout, Merchant Portal, emails and receipts all carry your brand. Merchants and their customers only ever see your business name.

Future-proof your payments

€1 trillion

annual value of digital payments in Europe in 2025.¹

4x

growth in global non-cash transaction volumes between 2014 and 2024.²

53%

of global ecommerce spend made through digital wallets in 2024.³

¹ ECA Digital Payments in the EU Report. ² Capgemini Research Institute Report. ³ Worldpay, Global Payments Report.

THE PAYMENT PLATFORM

Unify your payment channels and strengthen your offer

Multiple channels, one Platform and a clear view of all of your Merchants’ payments.

Online​

Flowes supports multiple ways to accept payments online – hosted payment pages, hosted fields, direct API, or pre-built modules for multiple plugins: WooCommerce, Magento, PrestaShop. 

Mobile and wallets

Apple Pay, Google Pay and Click to Pay, with a checkout optimised for mobile.

In-person

Card-present funds are managed and reconciled through the same Platform, giving Merchants insights into customer spend and behaviour across multiple channels and locations. 

Links, QR and phone

Send branded payment links, accept payments by QR code, or take payments over the phone with the Virtual Terminal.

Four payment channels under one merchant’s brand: online checkout, QR payment request with shareable link, card terminal and contactless tap on a phone
Four payment channels under one merchant’s brand: online checkout, QR payment request with shareable link, card terminal and contactless tap on a phone

“Moneris is pleased to work together with [Flowes], leveraging its leading-edge Platform to support our payment facilitation services. These services will enable ISV and ISO partners to enter the Canadian market or expand their commerce solutions…” 

Patrick Diab
Chief Product Officer, Moneris

Your flexible payment stack

Security and fraud prevention

Tokenisation, velocity checking, country and card blocking, transaction limits and 3D Secure, on PCI DSS Level 1 certified infrastructure. Configured to your risk appetite.

Alternative payment methods

Enable 150+ local and alternative payment methods, giving your Merchants on your Platform instant access. Cards, wallets, Open Banking and local methods. 

Acquirer independence

Connect the acquirers you already work with, add more as you grow, and route between them based on cost, geography or performance.

White label throughout

Checkout, Merchant Portal and partner dashboard all carry your brand. Merchants and their customers see your brand, not Flowes.

Your business above the Flowes Payment Facilitation platform, which provides payment connectivity and access to eight supporting services

Unify your payment channels

See performance across every channel in one Platform