Marketplace payment solution
The payment layer behind your marketplace
The payout logic and reconciliation that can handle a marketplace takes years to build. Flowes gives you the platform to onboard sellers, split every payment as it lands and pay everyone owed automatically.
A complete marketplace payment solution
What marketplaces spend years building, is ready for you to switch on.
Split payments automatically
Each payment is worked out the moment it lands. Sellers, tips, drivers, commission - whatever your marketplace pays out, you define the split and the Platform does the rest.
Onboard sellers and drivers
Identity, business and sanctions checks run automatically in the background. Sellers, drivers and delivery partners can all be onboarded through your own flow.
Handle any payout model
Sellers, tips, drivers, commission (however your marketplace pays out) - define each split, set the schedule per Merchant or Merchant group and the Flowes Platform automates the rest.
Pay anyone, not just sellers
Admin, couriers, suppliers - some people who never process a payment still need paying. Pay them from the same settlement, without giving them a Merchant account.
Marketplace: Multi-party payment journey
One customer checkout, with payments processed under the applicable MID and funds allocated to sellers, delivery partners and the marketplace.
The future of payment facilitation
Own the Experience, Not the Complexity
Six pillars of payment ownership: new revenue, stronger Merchant relationships and a faster route to market.
Everything a marketplace needs to move money
Multi-party payments, disputes and reporting in one Platform.
Flexible MID structures
Master Merchant and Merchant-of-Record models, individual MIDs or sponsored MIDs for sellers.
Settlement-only participants
Pay participants who take a share but never process a payment, without giving them a MID of their own.
Reporting and reconciliation
Pull settlement, fee and payout data through the dashboard or the API, on your own schedule.
How marketplace payments work with Flowes
Sellers sign up through your own flow, with identity, business and sanctions checks run in the background.
One integration covers cards and all major payment methods your customers expect.
The moment a payment lands, each party’s share is worked out and split – sellers, commissions, refunds – nothing allocated manually.
Funds are held safely, then each party receives their share directly – the seller, partners and your own commission.
Ready to get started?
The payment infrastructure your marketplace needs, ready to switch on.
