Merchant onboarding
Own the entire Merchant experience
Verify, underwrite and activate Merchants
Create an onboarding journey that fits your brand. Configure the steps and checks using Flowes’ tools or API, and tailor the experience for your Merchants.
Automated onboarding and verification
Rapid onboarding
Automated verification speeds up time to go-live. Enable Merchants at a pace that suits you, without compromising on the quality of checks.
Setup that scales
Set the rules, and checks run automatically in the background, leaving your team more time to focus and work through any edge cases.
Consistent experience
Handing Merchants off to a third-party weakens your relationship. Optimise every touchpoint - forms, emails and portal, all under your brand.
Speed up time to market
Easily integrate, enable and update multiple payment services without building every capability from scratch.
“Our collaboration with a best-in-class partner … helps us to remove the complexities of embedded payments for Platforms and PayFacs by providing a modular approach that removes technical barriers while empowering them with greater control over their payments…”
Hannah Fitzsimons
CEO, Cashflows
You control the journey, we handle the infrastructure
Onboarding that fits your business model, your Merchants and your growth stage – without the compliance management, build or ongoing maintenance.
Customisable onboarding flows
Design an onboarding flow that suits your Merchants. Use the drag-and-drop builder to choose your fields, order and checks – or build your own front end through the API.
Verification and screening
Screening continues to run after go-live and due diligence comes as standard: company registry lookups, beneficial ownership, bank verification, sanctions and watch list screening, adverse media and PEP checks.
Rule-driven underwriting
Define your own risk appetite: by sector, processing volume, geography, credit history and prior terminations. The Platform then automatically applies it to every application. Agreements are signed electronically in the portal or through your own contracting system.
