Split settlement

One payment in. Everyone paid out. 

Divide a single transaction into separate payouts for multiple parties – Merchants, delivery partners, Platform fees and VAT. You set the rules and the schedule.

One payment in, split by pre-defined rules into separate payouts for the Merchant, a delivery partner and Platform commission

Pre-defined split settlements save time and avoid errors

Split settlements without the spreadsheets

You set the rules and the Platform runs every split automatically. Recipients can be on different rates, in different markets and on different terms.

A refund doesn’t become your problem

Refunding a split means recovering money from everyone who got a share. Flowes runs the split backwards, ensuring any shortfalls are covered by reserves.

Get paid at the same moment your Merchants do

A percentage, a fixed fee, per-seller rates or a combination - your fee is deducted as the split happens. No invoice, no waiting to be paid.

Splits defined by you and settled automatically

Split rules

Set rules with fixed amounts, percentages, or a combination. Rules can be set per transaction, per Merchant, or across a Merchant group. Each party’s share – Merchants, delivery partners, Platform fees and VAT – is then split and paid out automatically.

Fees, commission and liability

Platform fees, processing costs and your margin are deducted as part of the split. Each split carries instructions on which party bears the processing cost and which carries refund liability.

Disputes and chargebacks

Any disputes and chargebacks that are raised are deducted from the party named in your arrangement, with reserves covering any shortfall.

Reporting and reconciliation

Every split is recorded with the recipient, transaction and rule applied. You see the full allocation, with each party only seeing their own share. Records are reconciled automatically.

Flowes split settlement: a £240.00 payment divided automatically into £150.00 for the seller, £30.00 for a delivery partner, a £20.00 platform fee and £40.00 VAT.
Flowes split settlement: a £240.00 payment divided automatically into £150.00 for the seller, £30.00 for a delivery partner, a £20.00 platform fee and £40.00 VAT.

Multiple ways to send money​

See how Flowes automatically settles with every party in the chain, from one Platform