Transaction monitoring

Screen and route transactions in real time

Set real-time fraud and risk rules to screen transactions, identify suspicious activity and help protect your business against fraud.

A Platform dashboard listing transactions across Merchants, with charts showing throughput value and a breakdown by card type

Real-time decision making for your payments

Monitor risk as your portfolio grows

Screening continues after go-live, so any changes in trading or behaviour are flagged early.

Review the data behind each decision

Every approval and decline is recorded, so any data needed for an audit becomes a quick lookup.

Set your own risk appetite

Thresholds, blocked countries, card rules and limits, set your rules per Merchant or across your whole portfolio.

Transaction monitoring and risk settings you control

Set limits and monitoring rules for each Merchant and adjust them in real-time as patterns change.

Velocity checks

Monitor the frequency, speed and volume of transactions – then set limits based on typical Merchant patterns to tackle fraud.

Risk rules

Evaluate, flag or block transactions based on the thresholds and conditions you set.

Third-party fraud tools

Enhanced third party fraud tools combines our own controls with specialist providers, including Kount.

Real-time visibility

View and filter transactions across any Merchant or Merchant group. Merchants see their own; you see the whole portfolio.
Flowes transaction monitoring: payment flows tracked in real time across the globe

“…Platforms require partners that let them own key Merchant touchpoints and take on more of
the payments value chain as they grow … Flowes is a timely addition to the market, giving payment providers those capabilities out of the box so they can grow alongside their Platform partners.”

Dan Carr
Principal, Flagship Advisory Partners

See how it works for your Merchants

Set the rules and screen every Merchant on one Platform you control